Bechtold Insurance Agency

Condominium, Townhouse and Renters Coverage

 - Condominium Coverages:  most condominium associations have a universal policy to cover the exterior "building" coverage.  The condo owner is then only responsible for any improvements and betterments to the unit and any personal property of the owner. 

- Townhouse Coverages:  Most townhomes require the Building coverage to be addressed as well as any personal property of the owner. 

- Renters Coverage:  In general, only the personal property of the owner is addressed.

Each policy addresses the Liability of the owner and can also insure any association loss assessments levied against the owner.